PaisaWatch

Dashboard

One window over India's public money — spending, your representatives, and where the national tax rupee comes from and goes.

At a glance

₹10839 Cr
MPLADS tracked
485
Lok Sabha MPs
3,725
MLAs (30 assemblies)
3,552
Crorepati reps
1,892
With declared cases
30
States & UTs covered

MPLADS spend by sector

Roads, rail & bridges₹4501 Cr
Public facilities₹2644 Cr
Education₹1538 Cr
Others₹1079 Cr
Drinking water₹729 Cr
Sanitation & health₹348 Cr

Where the national rupee comes from

Union Budget 2024-25

Borrowings & other liabilities27%
Income tax19%
GST & other taxes18%
Corporation tax17%
Non-tax receipts9%
Union excise duties5%
Customs4%
Non-debt capital receipts1%

Where your tax goes

Source: https://www.indiabudget.gov.in/ (Budget at a Glance, Ministry of Finance)

The national rupee goes to

States' share of taxes & duties21%
Interest payments19%
Central sector schemes16%
Finance Commission & other transfers9%
Centrally sponsored schemes8%
Defence8%
Subsidies6%
Pensions4%
Other expenditure9%

Estimate your own tax

₹0
Estimated tax (incl. cess)
0.0%
Effective rate
₹12,00,000
In hand (of income)

At this income, estimated income tax is ₹0 under the new regime (after the standard deduction and the section 87A rebate).

Rough estimate, FY2025-26 (new regime), salaried — before surcharge and other income/deductions; not tax advice. Allocation applies the Union Budget 2024-25“rupee goes to” composition to your estimated tax.

Inflation reality check

Is your salary actually growing, and will your savings beat inflation? Everything here is editable — plug in your own numbers.

Is your salary really growing?

+19.6%

In real terms, your salary has grown by 19.6% after inflation. Your ₹8,00,000 today is worth about ₹5,97,807 in the money of 5 years ago.

Nominal raise: 9.9%/yr · Real (after inflation): 3.6%/yr

Will your investment beat inflation?

AssetReturn %/yrTaxAfter-tax valueReal valueTotal ROI (real, net)
Fixed deposit
Typical 1-year bank FD
Interest taxed at your income slab₹15.6 L₹8.7 L-13%
-1.4%/yr
Savings account
Typical savings rate
Interest taxed at slab (small exemption)₹12.7 L₹7.1 L-29%
-3.3%/yr
Equity (Sensex)
Long-run BSE Sensex average
LTCG 12.5% over ₹1.25L/yr (held >1yr)₹28.4 L₹15.9 L+59%
4.7%/yr
Gold
Long-run gold price growth
LTCG 12.5% (held >2yr)₹23.9 L₹13.4 L+34%
2.9%/yr
Real estate
RBI House Price Index, long-run
LTCG 12.5% without indexation₹20.1 L₹11.2 L+12%
1.2%/yr
PPF
Public Provident Fund
Tax-free (EEE)₹19.9 L₹11.1 L+11%
1.0%/yr

After-tax value applies each asset's current tax. Real value is that in today's money. Total ROI (real, net) is your net return after both tax and inflation over the period (green = grows your wealth, red = shrinks it). Representative long-run averages from public data (MOSPI, BSE, RBI); tax per FY2025-26 rules. Editable — enter your own figures for a precise result. Not investment or tax advice.

Compare states

Each row is a state. MPLADS spend = its total tracked public-works spending (data.gov.in). MLAs = sitting assembly members we have affidavit data for. Crorepati = those with declared assets ≥ ₹1 crore. With cases = those who declared pending criminal cases (charges, not convictions). Sorted by spend.

StateMPLADS spend MLAs Crorepati With cases
Uttar Pradesh₹1642 Cr369333189
Bihar₹1007 Cr216196119
Maharashtra₹944 Cr256248168
Tamil Nadu₹893 Cr204174124
West Bengal₹809 Cr283153133
Gujarat₹589 Cr16213436
Madhya Pradesh₹575 Cr20818478
Karnataka₹535 Cr200194109
Andhra Pradesh₹503 Cr155145122
Rajasthan₹466 Cr18715461
Kerala₹453 Cr1256991
Odisha₹373 Cr13210172

MPLADS spend from data.gov.in; MLA figures from ADR/MyNeta affidavits. See Coverage for caveats.